Pal Loan 2.0.2

Pal Loan offers a secure and dependable online revolving credit service, utilizing bank-grade encryption technology to ensure the highest level of protection for user information and rights. This approach underscores a commitment to data security and privacy.

Application Eligibility Criteria:

• Citizens possessing a Nigerian identity card
• Aged between 18 and 55 years old
• Employed with the ability to meet repayment obligations

Procedure to Apply for a Loan:

1. Download the Flexi Cash application from Google Play
2. Log in and follow the straightforward instructions to request a credit limit, then submit your application. The entire online process can be completed within approximately three minutes
3. Loan proceeds are rapidly deposited directly into your linked bank account or any approved third-party MMO wallet account

Loan Specifications:

• Repayment periods range from 61 to 180 days
• Available loan amounts span from ₦2,000 to ₦500,000
• Annual Percentage Rate (APR) varies from 36% to 300%

Example Scenario:

• A ₦1,000 loan for 90 days incurs interest of ₦90 (at a 9% rate)
• Total repayment amount: ₦1,090
• Representative APR: 36%

Platform Features:

• No application fees are charged; all processes are free of charge
• The entire application and approval procedure is conducted online, ensuring simplicity and convenience; the process takes approximately two minutes via mobile device without the need for paper documentation
• Robust data security measures adhere to industrial encryption standards to safeguard user privacy and confidentiality
• Dedicated customer service support is available around the clock via email, phone, and in-app chat channels

Advantages of Using Pal Loan:

• Consistent good repayment behavior may result in increased credit limits, reduced interest rates, extended repayment durations, and access to installment options
• Multiple flexible repayment methods are available to accommodate user preferences

Data Protection Commitment:

Your privacy and data security are our top priorities. We enforce strict data protection and verification procedures to prevent unauthorized sharing of your information with third parties without your consent. For detailed information regarding our data practices, please review our privacy policy at https://h5.fleximfb.com/cash/protocol/pal-loan/privacy-policy. If you have any questions related to privacy or data security, contact our customer service team via phone, email, or in-app chat at any time.

Contact Information:

• Customer Service Phone: 018886888
• Email: [email protected]
• Office Address: 1, Court Road, Opposite ECWA Church, Karu, Abuja, Federal Capital Territory, 900108, Nigeria
• Operating Hours: 9:00 AM – 5:30 PM, Monday through Friday